Google
 
Web DebtSmart.com

Credit Card Application Services Hollister CA

Local resource for credit card application services in Hollister. Includes detailed information on local businesses that provide access to credit card processing, credit cards, banking services, financial consultants, loan lenders, and consumer financial services, as well as advice and content on finding credit card providers.

Chase Bank
(831) 637-1694
494 Tres Pinos Rd
Hollister, CA
Type
Freestanding
Office Hours
Mon:9:00-6:00
Tues:9:00-6:00
Wed:9:00-6:00
Thurs:9:00-6:00
Fri:9:00-6:00
Sat:9:00-4:00
Sun:closed

Bank of America - Hollister
(831) 636-0416
320 San Benito St
Hollister, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

Wells Fargo - Hollister
(831) 637-7452
1700 Airline Hwy
Hollister, CA
Type
In-Store Branch
Office Hours
Mon-Sat 09:00 AM-06:00 PM
Sun Closed

Bank of America - South Gilroy
(408) 847-5749
7111 Camino Arroyo
Gilroy, CA
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-6
Tuesday 9-6
Wednesday 9-6
Thursday 9-6
Friday 9-6
Saturday 9-2
Sunday Closed

Bank of America - Gilroy
(800) 237-8052
7825 Monterey St
Gilroy, CA
Type
Banking Center
Services
Banking Center Services: Commercial Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Multi-Check Deposit, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-6
Tuesday 9-6
Wednesday 9-6
Thursday 9-6
Friday 9-6
Saturday 9-2
Sunday Closed

Wells Fargo - San Benito & 6Th
(831) 637-5551
575 San Benito St
Hollister, CA
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-06:00 PM
Sat 09:00 AM-01:00 PM
Sun Closed

Union Bank
(831) 637-5318
1730 Airline Highway
Hollister, CA
 
Wells Fargo - First & Wren
(408) 847-0965
777 1St St
Gilroy, CA
Type
In-Store Branch
Office Hours
Mon-Sat 09:00 AM-06:00 PM
Sun Closed

Union Bank
(408) 842-6416
805 First St
Gilroy, CA
 
Chase Bank
(408) 842-3181
1177 1st St
Gilroy, CA
Type
Freestanding
Office Hours
Mon:9:00-6:00
Tues:9:00-6:00
Wed:9:00-6:00
Thurs:9:00-6:00
Fri:9:00-6:00
Sat:9:00-4:00
Sun:closed

DebtSmart.com - "Applying for credit cards" by Scott Bilker

Scott Bilker

Scott,

How often can you apply for credit cards? Does it look bad on your credit report if you apply for many credit cards? My husband and I have 5 credit cards. Our credit rating is good, so most of our interest on our cards are between 5 and 7%. We owe $19,000 and I am currently emptying one of our cards so that we can transfer the entire $19,000 using their 2.99% life-of-the balance rate.

Thanks to your many tips in your newsletter!

Maria

Maria,

Thanks for writing and thanks for reading DebtSmart!

You can apply for credit cards as much as you like! It's true that there can be a short-term negative impact on your score but it's quite negligible.

I have 80+ credit cards and my FICO score is 804 and I apply for new credit at least a few times each year. If having too many credit cards, and applying for new credit, can hurt your score, then I don't see any proof of that in my records.

Getting new lines of credit may actually help your credit score.

How you ask?

By increasing your credit lines, you decrease the ratio of debt to available credit. Imagine that you're maxed out at $5,000 in debt on one credit card. You have 100% of your credit line used. If you get another, new, $5,000 line of credit, you now have $10,000 of total credit and you're only using 50%. So, in this case, your debt ratio was cut in half!

Keep up the great work transferring your balances to lower rates. That's the way to save mon...

Click here to read the rest of this article from DebtSmart.com


Home | Email News | Books by Scott Bilker | Contact | Advertise with Us | About